Worried that Assisted Living in the Des Moines Area is Too Expensive?

Looking for the best assisted living Des Moines and the surrounding area offers? Worried that assisted living may be too expensive?  At MorningStar at Jordan Creek, we understand the concern but want families to know we can help direct them to often overlooked sources of funding.  

However first, we want you to remember that our assisted living community offers a whole new lifestyle.  Monthly fees will include the necessities and much more including a fully equipped private suite, daily meals, and transportation services.  Additionally, each suite includes Cable TV and utilities as well as an emergency call system.  We also supply a full range of meaningful wellness programs and fun activities and entertainment.     

One of the sources of income we discuss with potential residents and their families includes the generous “Aid & Attendance” Pension issued by the US Department of Veteran Affairs.  The monthly benefit pays for assisted living to qualified veterans, as well as their surviving spouse.  We will direct you to a local resource that can help ease and quicken the application process for “Aid & Attendance.

We also remind seniors to take a look at their Long-term Care insurance policies.  They can help to protect your personal assets by paying for senior care up to the amounts set forth in the policy.  To determine your LTC policy’s coverage, check the Benefits Summary section for specifics on the type of coverage, daily benefit, policy limits and elimination period.  Keep in mind premiums may be tax deductible, and benefits from tax-qualified plans are non-taxable, which makes this option even more attractive.      

Another source of funding to help with assisted living costs can be to leverage your life insurance policies.  Many whole life and universal life policies build a cash reserve through interest-earning excess premiums known as the policy’s “cash value”. 

Before taking advantage of any of these funding methods, please consult with a financial advisor.  MorningStar at Jordan Creek’s team is ready to answer questions regarding pricing and availability of our beautiful assisted living and memory care community. 

MorningStar at Jordan Creek proudly provides the very best in senior living with our unique mission statement of “to honor, to serve, to invest.” With a foundation built on honoring God, valuing all seniors and selecting staff with a felt calling to serve, we create a true home for residents amid a beautiful setting. Please contact us to learn more about the finest assisted living Des Moines and the surrounding area has to offer.